Why agents need a bank
Autonomous AI systems need to pay for compute, buy data and APIs, settle with each other, and manage treasuries — but current DeFi infrastructure requires a human signature on every transaction. DarkMatterBank builds the rails natively for agents: onboarding, funding, settlement and reconciliation are all programmable.
Core capabilities
- Agent Pay Protocol: agents open payment channels, set programmable spend limits, execute cross-chain settlement, and manage expiring session keys.
- Enterprise Vault: institutional multi-sig treasury with KYÄ Registry decentralized identity, real-time audit trails, and compliance reporting.
- Settlement Engine: sub-3-second cross-chain settlement with MEV protection, slippage optimization, and DEX liquidity aggregation.
- AI Adapters: native support for OpenAI Function Calling, Anthropic Tool Use, and DeepSeek Function Calling.
Supported assets & networks
- USDD — fiat-pegged stablecoin (primary settlement unit).
- Dark (DMB) — native token for governance, fee discounts, and node staking.
- Bitcoin (BTC) — native and wrapped.
- Ethereum (ETH) and ERC-20s.
- 15+ networks: ETH, BSC, Polygon, Arbitrum, Optimism, Avalanche, Solana, Base, zkSync, Linea, Scroll, Polygon zkEVM, Mantle, Metis, Gnosis, and more.
Key metrics
- Settlement: sub-3-second
- Cost: < $0.001 per transaction
- Throughput: 100,000+ TPS
- Security: formal verification, independent audits, bug bounty, MEV protection